BUY NOW, PAY LATER
Don't wait to wear the jewelry of your dreams. With Afterpay, Klarna, and Affirm, you can get your Imperial Jewelry pieces today and pay over time with flexible, interest-free options.
Choose Your Payment Partner
Afterpay
Pay in 4 interest-free installments every 2 weeks
- Split into 4 payments
- Pay every 2 weeks
- No interest or fees when paid on time
- Instant approval decision
- Available in-store and online
Klarna
Flexible payment options - pay in 4 or pay in 30 days
- Pay in 4 interest-free installments
- 30-day payment option available
- No fees when paid on time
- Smoooth shopping experience
- App to manage payments
Affirm
Monthly payment plans from 3,6, or 12 months with transparent rates
- Choose 3, 6, 12 month plans
- Clear, upfront rates
- No hidden fees or compounding interest
- Prequalify without affecting credit
- Build credit with on-time payments
Why Choose Buy Now, Pay Later for Jewelry?
Make Luxury Affordable
Get that dream piece today and pay over time with 0% interest options
Instant Decision
Get a decision in seconds with soft credit checks that won't affect your score
Secure & Protected
All BNPL providers offer purchase protection and fraud monitoring
Build Credit History
Some providers help you build credit with responsible payment history
Frequently Asked Questions
Will using BNPL affect my credit score?
Most BNPL providers only perform a soft credit check for approval, which doesn't affect your credit score. However, missed payments may be reported to credit bureaus, so always pay on time.
What happens if I miss a payment?
Each provider has different policies, but generally late fees may apply. Afterpay charges up to $8 per late payment, Klarna may charge late fees, and Affirm may charge late fees depending on your loan terms.
Can I return items purchased with BNPL?
Yes! Our standard return policy applies to BNPL purchases. Once we process your return, the BNPL provider will adjust your payment schedule accordingly.
How do I know if I'm approved?
Approval decisions are typically instant at checkout. You'll know immediately if you're approved and can complete your purchase right away.